Getting A Clue About Flu Shots
You really should get a flu shot.
But if you get one at a drugstore, you might find yourself wondering whether theyre playing fast and loose with peoples insurance coverage so the company can score some extra cash.
Paul Rubenstein, 39, has faced such a possibility for two years. The Mar Vista resident is insured by Anthem Blue Cross. His wife is insured by Health Net.
Last year, they went to a local CVS store for flu shots. The pharmacy worker ran both their insurance cards through the computer and said that neither insurer was covering vaccinations.
So Rubenstein and his wife paid about $30 each for the shots and went on their way.
This year, he decided to check in advance. Rubenstein called Anthem to ask whether he was covered for a flu shot. A company rep answered that, yes, he was covered.
So Rubenstein recently visited a nearby Albertsons and requested a shot at the stores Sav-On drugstore. The worker ran his insurance card through the system and said it didnt look as if Rubenstein was covered.
It was only after Rubenstein insisted that his insurer covered flu shots that the store worker tried the card again and, lo and behold, this time it showed he was covered.
An Anthem spokesman confirmed for me that flu shots are covered at most retail pharmacies.
Rubenstein said he later shared his experience with a colleague, who responded that she, too, had been told that her insurance didnt cover flu shots.
Let me know if youve had a similar experience.
What Kinds Of Vaccines Does Cvs Offer
CVS Pharmacy offers a full list of vaccines. Among the most commonly requested ones are:
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Influenza : The flu vaccine is offered on a seasonal basis. Two different kinds are available. Four-strain flu vaccine protects against four strains of the virus for children and adults. The high-dose or senior-dose flu vaccine is for people age 65 and older.
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Shingles: The shingles vaccine is recommended for people age 50 and older. It is given in two doses spaced 2 to 6 months apart.
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COVID-19: The long-awaited coronavirus vaccine is finally available to all adults age 16 and older starting April 19 and earlier in many places. A vaccine for younger teens and children is expected later this year.
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Tdap: The CDC recommends the combination tetanus, diphtheria, and pertussis vaccine for adolescents and adults every 10 years to protect against all three infections.
Each state has its own age requirements and other vaccine restrictions, so be sure to check your local stores rules before heading to CVS.
Where Can I Get A Flu Shot Near Me
Clover Health members can visit CVS, Giant, H-E-B, Kroger, Publix, Walgreens, Walmart, and many local independent pharmacies to get a flu shot. Or you can get the flu shot with a $0 copay through your doctor an office visit or administrative fee may apply.
Getting a flu shot is so important, and we urge you to see your doctor or visit a participating pharmacy to get your shot right away.
If you have questions about the flu shot or are a Clover Health member and need help finding a pharmacy location near you, please call Member Services at 1-888-778-1478 8 am to 8 pm local time, 7 days a week.*
This article was medically reviewed by Dr. Kumar Dharmarajan.
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Why You Need A Flu Shot This Year
Hi, Im Dr. Chang. We really care about our members, and we have spent a lot of time and energy trying to keep our members safe, especially during this COVID-19 pandemic.
I am really urging you, if not begging you, to please get your flu shot this year. Im an internal medicine doctor. I really try to make sure that every single one of my patients receives the flu shot. We have all, as healthcare providers, received our flu shots this year. And especially during these really unusual times, this is a really important thing to do for your health, and frankly, the health of all of the people around you and the ones that you love.
Where To Get Your Shot

- Anthem members: Use your CVS prescription card to get a flu shot at any of 62,000 participating pharmacies in the CVS Caremark network. Call ahead to find out your pharmacys minimum age for kids shots.
- Kaiser members: Get a flu shot at any Kaiser flu shot clinic visit kp.org/flu for locations and times.
- Not covered?, and request a flu shot voucher for yourself and your dependents age 18 and older. Take it to a pharmacy in the CVS Caremark network for your no-cost vaccine.
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How Does The Voucher Program Work
*for vaccines you need: Vaccines available when certified immunizer or MinuteClinic® health care provider is on duty. Age restrictions apply. Eligible patients will not pay any copayments unless required by their plan, including Medicare Part B.
How Much Do Vaccines Cost At Cvs
Here are the retail costs for several in-demand vaccines at CVS Pharmacy:
In-demand vaccines | |
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Tdap | $77 |
If you live in an area that has both CVS Pharmacy and MinuteClinic, compare prices and insurance coverage. You may be able to get a slightly better price by shopping around. You may also be able to ask one store to match the price of the other.
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Is It Too Late To Get A Flu Shot
If it turns out you dont have the flu, and you havent received your flu shot, then you can get one on the spot. To schedule your flu shot and/or COVID-19 vaccine or booster at a CVS Pharmacy or MinuteClinic nearest you, visit cvs.com or use the CVS Pharmacy App.
Schedule your flu and COVID-19 vaccines today! These vaccines are an important way to protect yourself and your loved ones from serious illness.
Is The Shingles Vaccine Covered By Medicare And Can I Get It At Cvs
Because the shingles vaccine requires two doses, if you have to pay full price around $400 total it may approach the $445 maximum Part D deductible that Medicare allows for 2021.
If thats the case, you may want to consider getting your vaccine early in the year. This way you dont have to worry about your deductible resetting in a new plan year soon after meeting it. You should discuss the risks and benefits of this strategy with your healthcare provider.
As far as going to CVS Pharmacy or CVS in Target to get your shingles vaccine, this is definitely an option. You can always call ahead or go online to schedule same-day appointments, or go in on a walk-in basis at many locations.
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How Much Do Vaccines Cost At Minuteclinic
MinuteClinic is a walk-in clinic that provides health screenings, treatment for common illnesses, and vaccinations for children, teens, and adults. Its located inside more than 1,100 CVS Pharmacy and Target locations in 33 states and Washington, D.C.
At MinuteClinic, the rules are a little different than at CVS Pharmacy. First, MinuteClinic doesnt offer COVID-19 vaccines. Many clinics still accept walk-ins, but some require appointments during the pandemic.
Lastly, unlike CVS Pharmacy, where pharmacists give shots, MinuteClinic is staffed by medical providers. That means a nurse practitioner or physician assistant will deliver your immunization instead of a pharmacist.
MinuteClinic accepts most insurance plans and lists its prices on its website. The prices represent the fee for a vaccine only. If you end up discussing other healthcare concerns during your vaccine appointment, you also may be charged for a separate medical visit.
Here are MinuteClinic cash prices for some of the most commonly requested vaccines, including:
Commonly requested vaccines |
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$75 |
How Does The Flu Shot Work
The flu shot is an inactivated flu virus that teaches your immune system to recognize the virus and clear it if you are infected. The flu shot is safe and widely available.
While the flu is common, it can be serious. Getting a flu shot is especially important for groups who are at higher risk for major complications, including:
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Those who are pregnant
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Do I Have To Make An Appointment
The COVID-19 vaccine requires making an appointment ahead of time at CVS.com. Most other vaccines are available on a walk-in basis. Same-day appointments are often available online. You can also answer the vaccine-specific questionnaire online instead of filling it out in person.
You may want to call ahead to your local CVS Pharmacy and make sure your desired vaccine is in stock. You can also check to see if theres a wait at the store or clinic.
What Kind Of Insurance Does Cvs Accept For Vaccines

CVS accepts more than 5,000 health insurance plans for vaccinations. Many routine vaccinations are considered preventive care under the Affordable Care Act and must be covered with no charge to you for visits to an in-network provider.
As a result, people with private insurance often find they have zero copays for routine vaccinations at retail pharmacies. But youll want to check with your plan or ask the pharmacist to run your insurance card before you receive the vaccine to be sure.
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Providing A Flu Vaccine
1. Identify your CCN region and steps for reimbursement by scanning the provider billing information QR code or follow the steps below.
- CCN Regions 1-3, administered by Optum®/CVS Caremark®If you are located in the following U.S. states and/or territories: AL, AR, CT, DC, DE, FL, GA, IA, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, NC, ND, NE, NH, NJ, NY, OH, OK, PA, PR, RI, SC, SD, TN, VA, VI, VT, WI or WV.
Scan the QR code for community provider billing information.
- CCN Regions 4-5, administered by TriWest Healthcare Alliance®/Express Scripts®If you are a retail pharmacy or urgent care provider located in one of the following U.S. states: AK, AZ, CA, CO, HI, ID, MT, NM, NV, OR, TX, UT, WA or WY.
2. Confirm the Veterans identity by checking their government-issued ID.
3. Check the Veterans eligibility for a flu vaccine paid for by VA:
- Ask for the Veterans 10-digit Veteran ID number, then check their eligibility electronically.
- If you cant check their eligibility electronically, call Optum or TriWest to confirm their eligibility. The system will indicate urgent care eligibility which includes flu vaccines.
- If Veteran doesnt have or know their 10-digit Veteran ID number, ask for their Social Security Number , then call Optum or TriWest to confirm their eligibility. The system will indicate urgent care eligibility which includes flu vaccines.
Optum : 888-901-6609
TriWest : 833-483-8669
4. Enter the electronic billing information below according to your CCN region:
Does Medicare Cover The Flu Shot
Yes, Medicare Part B pays for one seasonal flu shot every flu season, and we make it easy for you. With a Clover Health Medicare Advantage plan, you can get your flu shot at NO COST at any one of over 67,000 pharmacies in CVS Caremarks broad vaccination network now through April 30th, 2023. Members must present their Clover member ID card to the participating pharmacy.
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The Importance Of Flu Shots During Covid
The COVID-19 pandemic is still a concern, and getting a flu shot is incredibly important to protect yourself, your family, and your community. The best way to keep from getting sick is to avoid catching any respiratory illness, which is why we recommend getting both the COVID-19 vaccine and the flu shot. This is especially important if you are an older adult or have a chronic condition.
In a normal year, the flu can put you in the hospital, taking you away from your loved ones and favorite activities. With the ongoing coronavirus pandemic, there can be too many patients for our hospitals to handle. This risk will be higher if there is a large flu outbreak. This is one of the reasons we strongly urge you to get your flu shot in addition to your COVID-19 vaccine.
Also, its important to note that you can get your flu vaccine and COVID-19 vaccine at the same time. If you havent gotten your COVID-19 vaccine yet, nows a great time to get both your flu and COVID-19 vaccines to best protect yourself.
As always, be sure to avoid people who are sick, cover any coughs, continue to wash your hands often, and wear a mask in public when needed.
Think You Might Have The Flu Heres What To Do
Feeling achy? Tired? Feverish? Wondering if you have the flu or even something else?
If youre feeling a little off this season, then you may be considering a sick visit to your neighborhood MinuteClinic®. Seeking care for your flu-like symptoms is more important than ever, especially as we get closer to peak flu season, which typically hits the U.S. in February. Unfortunately, this years flu season is once again complicated by the presence of COVID-19. So, if youre feeling a little off, you may be wondering, Do I have the flu?, making it even more important to get checked, tested and treated as soon as you start to feel symptoms.
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Your Rx Costs & Savings
Keeping your medication affordable is important. One way we can help is by showing you ways to save on your Rx. or register to see your personalized savings options.
Drug prices can differ based on benefit plans, whether or not deductibles are met, and pharmacy pricing.
Our drug cost and coverage tool makes it easy to see if a drug is covered and what you can expect to pay. To get started, sign in or register for an account at Caremark.com, or with our mobile app.
Use our drug cost and coverage tool to enter the drug name, choose your prescribed amount, and search. Results will show prices for brand name, generics, or therapeutic alternatives covered under your plan.
If you don’t see a price, it means the drug isn’t covered. Your best value is the option that can save you the most money. You can also check the price difference between having your medications delivered by mail or picking them up at the pharmacy, plus compare costs at different pharmacies in your network. And check out more ways to save by reviewing drug savings opportunities personalized just for you.
To learn more, visit our help center at Caremark.com.
Getting Your Medication: Convenience Matters
Fill or refill your prescriptions in just a few steps with our easy to use online tools.
Get started by signing in or registering for an account at caremark.com. Then select Start Prescription Delivery by Mail. You’ll go right to our check drug cost and coverage tool, where you can easily search for your medication, request a new prescription, and submit an order. We’ll contact your doctor for approval and then process your order.
There are a few ways to order your refills. After signing in at caremark.com, you’ll see a list of all prescriptions ready for refill.
If you’re new to CVS Caremark, your existing refills may automatically transfer over to your account. Simply select the ones you need and follow the prompts to submit your order.
If you currently receive your prescriptions by mail, you can also skip sign-in and use guest refill to enter your date of birth and Rx number.
You can also choose to get real-time text alerts whenever your prescription is ready for refill. Plus, get alerts on status, payments, and more.
To learn more, visit our help center at caremark.com.
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Supporting You And Your Loved Ones
CVS Caremark is a pharmacy benefit manager. We manage your plan and help keep your medication costs low.
As a part of the CVS Caremark family, you:
- Have access to convenient pharmacies covered by your plan
- Can choose home delivery of your medications
- Get personalized tools and services to help you stay on track with your health
Watch the video to get to know us better.
Fill or refill your prescriptions in just a few steps with our easy to use online tools.
Get started by signing in or registering for an account at caremark.com. Then select Start Prescription Delivery by Mail. You’ll go right to our check drug cost and coverage tool, where you can easily search for your medication, request a new prescription, and submit an order. We’ll contact your doctor for approval and then process your order.
There are a few ways to order your refills. After signing in at caremark.com, you’ll see a list of all prescriptions ready for refill.
If you’re new to CVS Caremark, your existing refills may automatically transfer over to your account. Simply select the ones you need and follow the prompts to submit your order.
If you currently receive your prescriptions by mail, you can also skip sign-in and use guest refill to enter your date of birth and Rx number.
You can also choose to get real-time text alerts whenever your prescription is ready for refill. Plus, get alerts on status, payments, and more.
To learn more, visit our help center at caremark.com.